Tax Foreclosure Properties
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1. Office of the Tax Collector
2. Tax Foreclosure Properties
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- About Us
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Office Address
Valerie C. Woodard Center
3205 Freedom Dr., Ste 3000
Charlotte, NC 28208
Mon-Fri 8 a.m. - 5 p.m.
704-336-7600 [e-mail protected]
Tax Foreclosure Properties
Properties with overdue property tax are subject to tax foreclosure. When a tax foreclosure action is adjudicated, the ownership of the residential or commercial property is moved from the overdue taxpayer to a brand-new owner. The new owner is accountable for all future taxes.
Browse for Properties to Acquire
Kania Law Practice
Kania's in depth understanding of statutes and case law connected to taxation has actually enabled it to file thousands of tax collection actions and successfully carry out over a thousand tax sales.
Ruff, Bond, Cobb, Wade & Bethune.
Ruff, Bond, Cobb, Wade & Bethune, L.L.P. is known for its stability and dedication to exceptional legal service. The firm specializes in civil lawsuits and commercial genuine estate.
Office of the County Attorney
The Office of the County Attorney provides support to the Office of the Tax Collector for overdue tax foreclosures. In rem foreclosures are handled in house pursuant to NCGS § 105-375.
View Listings
View a map of upcoming foreclosure sales for an accurate take a look at where existing residential or commercial properties lie.
Foreclosure Process
The foreclosure process utilizes the mortgage style foreclosure pursuant to NCGS § 105-374 or the in rapid eye movement design foreclosure pursuant to NCGS § 105-375. Both designs of foreclosure are conducted by lawyers. It is within the discretion of the tax workplace as to which style of foreclosure will be utilized. To bid on these residential or commercial properties, contact the attorney that is designated the specific residential or commercial properties for which you are interested.
Upset Bids
Successful quotes at auction are open for a 10-day duration to permit the submission of upset quotes. Upset quotes are computed and gotten by the Special Proceedings Division of the Clerk of Court for each residential or commercial property. In order to submit an upset quote, the upset bidder should raise the quote by 5% of the last quote or $750.00 (whichever is higher) and need to provide a deposit in the type of cash/certified funds to the Clerk of Court of 5% of the new bid or $750.00 (whichever is higher). Every time an upset bid is filed, a brand-new 10-day duration starts. After all upset bid periods are finished, the greatest effective bidder is notified and will need to deliver the balance of the purchase cost to complete the sale.
Bankruptcy
Bankruptcy proceedings submitted by the residential or commercial property owner under federal law can likewise stop tax foreclosure actions. All the taxes, interest, costs, and expenses to the date of the personal bankruptcy filing must be paid as a top priority or protected claim in the bankruptcy case.
Tax Foreclosure Bidder Advisory
All tax foreclosure sales will be free from collusion, quote rigging, or any other activity created to suppress the last price of the auction. Free and open competitors must exist in bidding at all times. Private individuals and/or companies getting involved in the bidding process should do so separately.
When rivals conspire, or engage in quote rigging, they undergo criminal prosecution by the Antitrust Division of the United States Department of Justice, and/or local prosecution. The appropriate North Carolina statute is G.S. 75-1, the Unfair Trade Practice Act (UTPA). This can be implemented by individuals, by the NC Attorney General Of The United States or by the local District Attorney. Civil and criminal charges may be examined for violations; criminal infractions are felonies.
What occurs when an attorney is assigned?
The attorney starts a title search to identify all residential or commercial property owners, mortgage holders, judgment and lien holders, and other parties having an interest in the residential or commercial property. If no resolution is reached and a mortgage style foreclosure is initiated, a tax foreclosure fit is filed with the Mecklenburg County Courts. The summons and problem will be served on each offender and each celebration has one month to respond from the date the documents were served. If an in-rem foreclosure is initiated, interested celebrations will be informed of the tax office's intent to docket a judgment. This alert will be made by licensed mail, or by publishing the residential or commercial property, or publication, or any other method as supplied by law. After notification is sent out of the intent to docket a judgment, if the delinquent taxes are not resolved, the tax office will proceed with foreclosure as supplied by NCGS § 105-374 or 105-375.
What is the legal result of a tax foreclosure filing?
All celebrations that have a legal interest in the residential or commercial property will be notified to the extent provided by law that their interest in the residential or commercial property will be terminated if a tax foreclosure sale of the residential or commercial property is completed. When a tax foreclosure sale is validated, the ownership of the residential or commercial property is transferred from the overdue taxpayer to a brand-new owner pursuant to judgment of the Court. The brand-new owner is responsible for all future taxes.
When and where are tax sales performed?
Sales are arranged on a case-by-case basis. Notices of sale are released in the Mecklenburg Times paper once a week for two weeks and published at the Mecklenburg County Courthouse for at least 20 days.